Step-by-Step Guide

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1

Offer and Contract Signing

The buyer’s offer is accepted by the seller. Both parties sign the sales contract, outlining the purchase price, contingencies, and terms.

2

Attorney Review and Inspection Period

Bradford Miller Law attorneys review the contract, making any necessary modifications to ensure your interests are protected. The buyer conducts an inspection, potentially requesting repairs or credits if any issues are discovered.

3

Contract Modifications and Negotiations

The attorneys negotiate with the other party’s counsel to resolve inspection issues and finalize agreed-upon repairs or credits.

4

Title Work and Title Insurance

Bradford Miller Law orders a comprehensive title search to confirm legal ownership and identify any outstanding liens or encumbrances. A title insurance policy is obtained to protect the buyer (and lender, if applicable) against future title claims

5

Loan Processing and Approval

The buyer submits all required documents to the lender for underwriting.The lender reviews the buyer’s financials, issuing conditions that must be met prior to final approval.

6

Survey and Municipal Requirements

A certified survey is obtained (often required by the title company and lender) to confirm property boundaries. Any required city, village, or township inspections are completed, and transfer stamps are obtained for compliance with local regulations.

7

Clear to Close and Scheduling Closing

Once all loan conditions are met, the lender issues a “Clear to Close.” Bradford Miller Law coordinates a convenient time and place for both parties to attend the closing (often at a title company’s office).

8

Closing Disclosure and Final Walk

The buyer receives the CD at least three business days before closing, outlining final loan terms and costs. The buyer performs a final walk-through of the property to ensure agreed-upon repairs are completed and the home is in acceptable condition.

9

Closing Day

Buyers, sellers, attorneys, and any required parties meet to sign all closing documents, including the deed, mortgage documents, and transfer paperwork. Funds are exchanged, including the buyer’s final payment and the seller’s proceeds, managed through the title company’s escrow.

10

Post-Closing Tasks

The signed deed and mortgage documents are recorded with the appropriate county office. The buyer receives keys and officially takes possession of the property. Bradford Miller Law remains available for any post-closing inquiries or assistance.

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Why Choose Bradford Miller Law

Bradford Miller Law brings an unparalleled level of experience to every real estate transaction, having successfully closed over 11,000 deals and earning hundreds of five-star reviews on Google, Yelp, and the Better Business Bureau. Unlike cut-rate, “$99 discount” attorneys who often provide minimal service and little protection, our firm genuinely invests in each client’s success. We exclusively represent your interests, delivering personalized support and expert guidance from contract to closing. With multiple convenient offices throughout Chicagoland, we ensure you have easy access to responsive, knowledgeable counsel that puts your needs first—every time.

What to Expect at
Closing

At closing, you’ll meet with the buyer, attorneys, and possibly other parties—often at a title company’s office—to sign and finalize all the necessary documents. Expect to review the settlement statement, verify that all terms and conditions are accurately reflected, and ensure that any agreed-upon repairs or credits are properly accounted for. Funds will be transferred, mortgage documents (if financing) will be executed, and the deed will be signed to officially transfer ownership. Throughout the process, our team will be there to address last-minute questions, confirm that everything is in order, and guide you through each step. Once all documentation is complete and recorded, you’ll hand over the keys, concluding a successful and secure closing transaction.

Bradford Miller Law's Role

At Bradford Miller Law, our primary role is to act as your dedicated legal advocate throughout every stage of the real estate transaction. We provide personalized guidance, ensuring all contracts, documents, and requirements are thoroughly reviewed and clearly explained before you make any commitments. By addressing your questions promptly, negotiating on your behalf, and coordinating with lenders, title companies, and other professionals, we strive to safeguard your interests and streamline the process. Our goal is to minimize stress, reduce risks, and ultimately help you achieve a smooth, confident, and successful closing experience.

Comprehensive Contract Review

Bradford Miller Law attorneys carefully examine the initial purchase contract, advising on terms, contingencies, and potential risks to ensure the client’s best interests are protected.

Negotiation and Amendments

If needed, we negotiate with the opposing party’s counsel to finalize contract terms, address inspection issues, and secure any necessary credits or repairs before fully committing.

Title Examination and Insurance

Our team orders a complete title search to confirm ownership and identify encumbrances, then assists in obtaining title insurance for long-term peace of mind.

Coordination with Lenders and Other Professionals

We work closely with mortgage lenders, surveyors, inspectors, and other industry professionals to streamline processes and keep the transaction on track.

Preparing for Closing

Bradford Miller Law ensures that all necessary documentation—closing statements, deeds, and loan documents—are accurate and ready for signing, minimizing last-minute surprises.

Representation at Closing

On closing day, we guide you through final document reviews, oversee the proper disbursement of funds, and safeguard your interests until the transaction is complete.